Annette lives in Manhattan, in a brownstone that she inherited from her grandparents. It's an old building, with peeling plaster showing exposed brick. It has character though, and she loves it.
It's a short subway ride away from her place of work - a small tabloid newspaper company where she is an intern researcher/gopher. Nearby is a store where she gets her groceries, and the house itself is quite large, for a single-person Manhattan residence. There are 4 bedrooms, each with their own en-suite, and a seperate bathroom for guests. She is constantly getting offers from realtor companies to sell and move into a smaller apartment, but she turns them down due to nostalgia - this was her grandparents' home, and she is not letting it leave the family.
Annette is independantly wealthy, to a point. She has no money worries, but she's not well-off enough to never have to work. This is again due to the inheritance from her grandparents. To provide income, and to pass the time, she works as a reporting intern at a nearby tabloid news company. It's not what she saw herself doing, and she despairs at the schlock that the company prints, but it pays the bills. Her boss is an easy-going sort, and doesn't care how she spends her off time; he doesn't even care if she's late or spends little time at the office.