Someone's got plot armour.
A 1 Gift Armor Power used by Sav'ant Amida, created by SamrinSamrin.
"You watch as Sav'ant is struck by the attack, or rather would've been. Suddenly, the attack flies right past Sav'ant! even though you were sure it should've struck him. What's more is the arrow that flies into Sav'ant, instead, doesn't? This man is either absurdly lucky or fate itself is protecting him!"
Sav'ant is passively protected by an increased investiture of Karma, so long as he is wearing Buddhist Ornamentry through which his fate is marked, this means that attacks that would hit him simply wouldn't, and attacks that would've been lethal are simply less lethal. Sav'ant is just, more fateful.
You have 3 Armor, which reduces incoming Damage. Armor from multiple sources does not stack. Passive, always in effect.